Resources
RA Advisory Business Accountants
General Calculators
Please enjoy the links to these free tools supplied by MoneySmart – a great resource for general financial information. Please get in touch if you would like to discuss any questions that you may have as a result of using these calculators.
Managing my Money
Budget Planner
This budget template enables you to:
- Work out where your money is going
- Create your own custom items
- Change the currence
Simple Money Manager
This quick and easy budgeting tool in community languages:
- Is available in English, Simplified/Traditional Chinese, Italian, Arabic, Vietnamese, Somali, Dari, and Sudanese Arabic
- Helps work out your income and expenses
Savings Goals Calculator
This calculator helps you work out:
- How long it will take to reach your savings goals
- Steps to take to put your plan into action
Compound Interest Calculator
The compound interest calculator helps you work out:
- What money you’ll have if you save a regular amount
- How compounding increases your savings interest
Income Tax Calculator
Helps you work out:
- How much Australian income tax you should be paying
- Your marginal tax rate
Net Worth Calculator
Helps you work out:
- If your total assets outweigh your debts
- The strength of your current financial situation
Rent vs Buy Calculator
Helps you work out:
- If it is better to rent, buy or borrow electrical goods or furniture
- The total cost of renting (consumer lease)
Borrowing & Credit
Mortgage Calculator
This calculator helps you work out:
- How much will my mortgage repayments be?
- How much can I borrow?
Mortgage Switching Calculator
This calculator helps you work out:
- Whether you will save money by switching to another mortgage
- How long it will take to recover the cost of switching
Personal Loan Calculator
This calculator helps you work out (Also suitable for car loans):
- How much will my personal loan repayments be?
- How much can I borrow?
Credit Card Calculator
Helps you work out:
- How long it will take to pay off your card by making minimum repayments
- How much time and money you’ll save by making higher repayments
Superannuation
Retirement Planner
This calculator helps you work out (how to boost your super):
- What income you’re likely to get from super and the age pension when you retire
- How contributions, investment options, fees and retirement age affect your retirement income
Superannuation Calculator
This calculator helps you work out (how fees affect your payout):
- Find out your super balance at retirement
- How much super you’ll have when you retire
- How fees affect your final super balance
Super Contributions Optimiser
This calculator helps you work out (how fees affect your payout):
- Which type of super contribution will give your super the biggest boost
- How to make super contributions
Retirement
Retirement Planner
This calculator helps you work out (how to boost your super):
- What income you’re likely to get from super and the age pension when you retire
- How contributions, investment options, fees and retirement age affect your retirement income
Super & Pension Age Calculator
Helps you work out:
- When you can access your super and the Age Pension
- When you can access your super
- When you can apply for the Age Pension
Reverse Mortgage Check
Helps you work out:
- Unlocking the wealth in your home after retirement
- Is there anyone living in the house who will not be a co-borrower?
Investing
Managed Funds Fee Calculator
This calculator helps you check:
- How fees and costs affect your investmente
- The impact of fees and costs between different funds
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